Being Frugal and Fab !!

New Year - New Beginnings Right????...............WRONG!!!!!!

New Year - New Endings!!!!

It is time to break those chains, become totally debt free. "The borrower is slave to the lender." When you are in debt to another, you enter into a slave/master relationship with your creditor. (Proverbs 22:7)

There seems to be a million financial experts out there specializing in how to obtain a debt free goal. It is one equation no matter what - that solves the problem:

Increase Income - Cut Spending = Paying off Debts

Yet millions of us including myself stay in the same cycle over and over again. Well, I am fed up and done with it. I have to break the cycle . I remind myself - There are no instances in the Bible where God provides through a loan. He provided for his people in many ways but loans were not one of them. That is something to remind yourself the next time you get tempted to reach for that credit card.

But, now I have to figure out how to accomplish this task without totally depriving myself.

Definition of frugal -

1. not wasteful; not spending freely or unnecessarily; thrifty; economical

2. not costly or luxurious; inexpensive or meager

OK - first of all I disagree with the statement not luxurious. Fabulously Frugal means luxurious with little cost. Treating your fab self wisely on a littler budget.

My hope is to bring new avenues or new ways of looking at budgets that don't completely deny yourself of everything. You hear all the economic gurus chanting - don't buy anything, live on beans and rice. WHY??????

Why can't I reward myself for doing a good job for staying on a budget. I don't want to be the rabbit trying to chase the carrot tied on the end of the stick.

I think this could be a fun adventure. Find new ways of looking and doing things on smaller means. I will scour to find ideas and examples of budget friendly treats. I also hope this adventure will allow any of you out there to contribute your experiences and ideas.

Just remember, it all starts with just one step......So, here we go.............